MRC vs NRC: What’s The Difference?

Last Updated - May 4, 2021
mrc vs nrc
mrc vs nrc

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We all are living in a technological era and there are multiple services around us that we need to pay for. These services might be charged on subscription basis on the periods, or you can either pay a one time fee for them.

That is why, one needs to be vigilant about the billing and their periods as well to know what they are paying for, and what they are getting in return for those charges. Not only that, but there are also a lot of scams going on all around us and one can never be sure enough that they are fully secure.

The only way to make it certain that you are not being overcharged for some services and that you are getting the right services that you are paying for, it would be right to keep an eye on the bills you are getting. Most of the times, these bills can get a bit tricky to understand for most of us as the terminologies that are being used can get technical. MRC and NRC are two terms that are widely being used on the bills these days and a few things that you will have to know about them are:



MRC stands for Monthly Recurring Charges. It is as the name suggests and you will be charged for the subscription for each month that you are using and the bill is regarding. Now, it doesn’t mean that the subscription will automatically charge or will be charged manually.

That depends on the service provider and the contract you have with them. So, you will need to check on the terms you signed up for while subscribing for these services and that will allow you to enjoy the right edge of knowing what you are in for.

If the subscription is set to auto renewal, these MRCs will be charged automatically according to the payment method you have selected and you don’t have to do anything at all.

Yet, if these are MRC but have not set to automatic payments, your subscription will be invalid after the month and you will either have to pay the bill for your subscription that you are using or you will need to process the charges manually that is going to allow you the right choice of continuing the subscription with the MRCs or not. The best thing here about the MRCs is that it is highly convenient mode of automated payments and you don’t have to worry about paying the bills each month.

Yet, you will need to be careful about the subscription as well, because it goes without saying that you are giving a service provider not only access to your account but also authorization to automatically charge you and that can also be used for scamming purposes. So, you will have to ensure that you are only using automated MRC payments for such services providers only that are authentic and those you can trust for making it all work for you in a safe manner.


NRC is the abbreviation used for Non-Recurring payments in the world of finance and is mostly used by these digital service providers that are offering you multiple subscriptions that you can choose for getting access to a wide range of services.

The name is self-explanatory as well, and it says it all. You subscribe to a service for a specific period and you pay only once for the NRC. After the period ends, your service will end and you will not be able to use the subscription and services afterwards.

This is one of the safest methods to get the services, but at the same time, it might get inconvenient for some people with a tough schedule at their hands to go with the NRCs as you will have to manually go with the subscription each time and that can be a troublesome task for you.

So, you should be weighing all the options properly before deciding what you need to go with and which of the payment options will be suitable for you. Yet, it is also depending on the service providers as they get to choose what payment options and periods they are offering for their services.

I am Mike Lee, one of the founders of ReviewPlan. I like blogging and dedicated in web hosting. I write about web hosting reviews, technology and hosting related services.